Stop Car Repossession
What are the options to stop car repossession
There are many options to stop car repossession. Most people need their cars in order to get to work. If you are behind on your car payments, the last thing you need is to lose your car to repossession.
If you are behind on your car payments, have been threatened with repossession or have had your car repossessed, you have options to stop car repossession. One option to stop car repossession is Chapter 7 bankruptcy.
For a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today to stop car repossession or give us a phone call 209-910-5291
How can I stop car repossession?
Your lawyer can stop car repossession. Contact the Law Office of Christie Lee in Modesto, California. Prompt action before or immediately after a repossession can ensure you keep your car by filling forChapter 7 bankruptcy.
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At the Law Office of Christie Lee, you will find a bankruptcy lawyer and staff here to help protect you from unfair debt collection practices. Attorney Lee provides bankruptcy services, negotiates loan modifications and helps with foreclosures.
The Law Office of Christie Lee files bankruptcy petitions electronically, which speeds up the process and gets you immediate protection. If you are behind on your payments, filing for bankruptcy under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code will prevent or temporarily stop the repossession of your car. If your car has been repossessed and you still owe money, bankruptcy will prevent your creditors from garnishing your wages.
Call us to stop car repossession.
I could not stop car repossession, how can I get my car back?
If you could not stop car repossession, you can get it back. A car is a "secured debt." That means that it is a tangible physical item that can be repossessed if payments aren’t made. (Unlike credit card bills or medical bills, which are "unsecured debt.")
If your car has been repossessed, the bank will want a lump sum in order for you to get the car back. Ms. Lee can try to negotiate with the bank on your behalf (this is called a "loan workout") before the car is sold at auction.
If you do not have the lump sum the bank requires and allow the car to be repossessed, you may still find yourself owing money and facing aggressive debt collection practices. The bank or lender will seek to recover any debt remaining on the car after the sale (the loan amount minus your past payments, minus the amount received for the car at auction).
Filing for bankruptcy can protect you from aggressive loan collection practices, wage garnishment and taking on additional debt. In bankruptcy, the difference between the sale price of the car and the amount owed can be discharged. Learn more about
after bankruptcy discharge.
Learn more how to stop car repossession
Learn more how to stop car repossession and how manage bankruptcy:
Do I qualify for chapter 7?
Bankruptcy lawyers.
After bankruptcy.
Want to find out more about how to stop car repossession?
We give 1/2 hour free consultations – flexible scheduling
If you would like a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today or give us a phone call 209-910-5291. Our office is conveniently located and open, 8:00am to 6:00pm. If you would like a weekend appointment, simply call and set one up. We are flexible with our schedule and most importantly want to get your problems resolved.
We have years of experience helping people file for bankruptcy under the US Federal Bankruptcy Law.
We primarily service clients in the Northern California region with our office in Stanislaus County. Many of our happy clients include residents from