Filing Bankruptcy
Are you thinking about filing bankruptcy?
If you are thinking about filing bankruptcy, you need a bankruptcy lawyer. Bankruptcy court filings are complex. Bankruptcy court filings have many mandatory requirements. You cannot afford to miss one when performing a bankruptcy court filing. Learn more about the bankruptcy process. Your bankruptcy lawyer will guide in filing bankruptcy.
For a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today for filing bankruptcy or give us a phone call 209-910-5291
Am I eligible for filing bankruptcy?
You may be eligible for filing bankruptcy depending on your financial situation and your debts. The U.S. laws define six types of bankruptcies: Chapter 7, Chapter 13, Chapter 11, Chapter 12, Chapter 9 and Chapter 15. Chapter 7, Chapter 13 and Chapter 11 are the most common bankruptcies. Chapter 12, Chapter 9 and Chapter 15 bankruptcies are less common.
Chapter 7 bankruptcy is the most common form of bankruptcy. Chapter 7 bankruptcy debt relief is the fastest to way to get out of unsecured debts. Chapter 13 bankruptcy is for individual debt adjustment. Chapter 13 bankruptcy is to repay debts over a three to five year period. Chapter 11 bankruptcy is for business. Learn more about business bankruptcy. Chapter 11 bankruptcy debt relief gives the debtor a breathing spell. Chapter 11 bankruptcy allows the debtor to continue business. Chapter 11 may be filed instead of chapter 13 if the debtor is not an individual or if the debt exceeds the cap for Chapter 13 bankruptcy.
Chapter 12 bankruptcy is similar to chapter 13 bankruptcy but is for farmers and fishermen. Chapter 9 bankruptcy is similar to chapter 11 bankruptcy, but it is made for municipalities. Chapter 15 bankruptcy deals with cross-border bankruptcy.
Call us if you want to know more about filing bankruptcy.
When filing bankruptcy, how do I decide between Chapter 7 and Chapter 13?
When filing bankruptcy, you have to choose the best bankruptcy for you. Chapter 7 is best when you have lot of credit card debts. Chapter 7 is a fast process and can improve your financial situation by giving you a fresh start. Learn more about Chapter 7. Chapter 13 offers the opportunity to repay your debts in better terms and to keep your property. Learn more about Chapter 13. Your bankruptcy lawyer will help you decide between Chapter 7 and Chapter 13.
Call us if you want to know more about filing bankruptcy.
Are there alternatives to filing bankruptcy?
If you want to avoid filing bankruptcy, you may discuss alternatives with your bankruptcy lawyer. You may want to negotiate with your creditors, get credit counseling and consolidate your debts. Your bankruptcy lawyer can help you to stop foreclosure. Learn more about foreclosure and short sales . Usually creditors are quite willing to help you to get back on track. Also you may consider loan modification to avoid foreclosure. Learn more about loan modification.
Want to find out more about filing bankruptcy?
We give 1/2 hour free consultations – flexible scheduling
If you would like a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today or give us a phone call 209-910-5291. Our office is conveniently located and open, 8:00am to 6:00pm. If you would like a weekend appointment, simply call and set one up. We are flexible with our schedule and most importantly want to get your problems resolved.
We have years of experience helping people file for bankruptcy under the US Federal Bankruptcy Law.
We primarily service clients in the Northern California region with our office in Stanislaus County. Many of our happy clients include residents from
Modesto,
Stockton,
Merced,
Manteca, and
Turlock.