Medical Bills
How can I eliminate unpaid medical bills?
Coping with medical bills can be extremely stressful. Even a simple medical procedure can be very expensive. More complicated treatments can generate staggering bills. Even as you pay off one bill, other unpaid medical bills can keep piling up. Serious injuries or illnesses can have devastating effects — physically, emotionally and financially — on your life. During this time of crisis, you need to focus on your recovery, not on your unpaid medical bills. What can you do to get out from underneath these debts?
Filing for bankruptcy is one option for people in this situation. Some debts are dischargeable under bankruptcy and can simply go away during the bankruptcy process. Freed from the need to make payments on these and other dischargeable debts, you can get the cash flow you need to get back on track and you can begin to rebuild your life.
For a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today about medical bills or give us a phone call 209-910-5291
Are unpaid medical bills dischargeable?
Unpaid medical bills are dischargeable. Chapter 7 bankruptcy can almost completely eliminate unsecured debts such as credit medical bills and debt from car accidents. A Chapter 7 bankruptcy may be for an individual or for a business, so the list of dischargeable debts may vary according the case. In addition to medical bills, the following debts can be discharged: credit cards debts, lawsuit judgments, obligations under leases or contracts, and personal loans. Consult your bankruptcy lawyer for a complete list of dischargeable debts.
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Which type of bankruptcy can reduce or eliminate unpaid medical bills?
Chapter 7 can eliminate unpaid medical bills. Chapter 13 can reduce unpaid medical bills. Christie Lee can evaluate your situation and explain your legal options. These include Chapter 7 bankruptcy or Chapter 13 bankruptcy. If a bankruptcy solution is right for you, Ms. Lee can lead you through the bankruptcy process and help address your debts, including unpaid medical bills, credit card debt, and other unsecured debts. You can get a fresh start and focus on the future, rather than the past.
In addition to my unpaid medical bills, can I eliminate credit card debt?
In addition to your unpaid medical bills, you can eliminate credit card debt. A Chapter 7 bankruptcy may help you wipe out your credit card debts. Since bankruptcy laws have changed, it has become more complex to go through a credit card debt bankruptcy. It is advisable to consult a bankruptcy expert. When declaring bankruptcy, the court classifies the debt into two categories: secured and unsecured debts. A secured debt is connected to assets, a property for example. An unsecured debt is not backed by an asset. A credit card debt is an unsecured debt. An unsecured debt can be eliminated by the court. A secured debt cannot be eliminated by the court. The debtor has to either to make the payment or to give up the asset. In your case, you may want to declare a Chapter 7 bankruptcy so you can have your credits card debts wiped out.
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We give 1/2 hour free consultations – flexible scheduling
If you would like a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today or give us a phone call 209-910-5291. Our office is conveniently located and open, 8:00am to 6:00pm. If you would like a weekend appointment, simply call and set one up. We are flexible with our schedule and most importantly want to get your problems resolved.
We have years of experience helping people file for bankruptcy under the US Federal Bankruptcy Law.
We primarily service clients in the Northern California region with our office in Stanislaus County. Many of our happy clients include residents from