Credit Card Debt Relief
What is credit card debt relief?
Credit card debt relief is reduction of your credit card debts. Have your credit card debts become so high that they prevent you from paying other bills? Are the late fees and interest charges alone beyond your ability to pay?
The Law Office of Christie Lee has helped thousands of people like you get credit card debt relief and a fresh start in life.
For a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today about credit card debt relief or give us a phone call 209-910-5291
How can I get credit card debt relief?
If you find yourself struggling to pay your debts, you can get credit card debt relief. You may want to consider bankruptcy as a solution. By filing for bankruptcy, you may be able to eliminate many or perhaps all of your credit card debts. Chapter 7 can eliminate unpaid credit card bills. The cash flow this frees up can enable you to pay your important debts such as your mortgage, monthly rent or car payment. You can face the future with hope again.
Call us to know more about credit card debt relief .
Do I get credit card debt relief because my credit card debts are dischargeable?
Chapter 7 can bring credit card debt relief and can eliminate unsecured debts such as credit card debt. When declaring bankruptcy, the court classifies the debt into two categories: secured and unsecured debts. A secured debt is connected to assets, a property for example. An unsecured debt is not backed by an asset. A credit card debt is an unsecured debt. An unsecured debt can be eliminated by the court. A secured debt cannot be eliminated by the court. At the end of the bankruptcy process, your unsecured debts are discharged. During that time, creditors are prevented from adding additional fees or interest charges to your outstanding debt. Successfully filing for bankruptcy can lead to credit card debt relief and the chance to make a new financial beginning. Learn more about credit card debt bankruptcy .
Can I get credit card debt relief for cash advance debts?
At the hearing before the bankruptcy trustee, attorney Christie Lee will present documents that list all of your debts and a plan for the re-payment of secured and non-dischargeable debts. Your creditors have the right to object to this plan.
Here are two instances when objections typically occur:
- When the debtor has significant cash advances in the credit card debts
- When it appears that the debtor has made an unusual amount of credit card purchases in the months leading up to the filing
Christie Lee will review your situation. If your credit card debts are such that your creditors will likely object to their discharge, Ms. Lee can negotiate with your creditors to fight for reductions in the amounts owed for questionable cash advances and purchases.
Want to find out more about credit card debt relief?
We give 1/2 hour free consultations – flexible scheduling
If you would like a free 1/2 hour consultation with our expert bankruptcy lawyer Contact Christie Lee Law Office today or give us a phone call 209-910-5291. Our office is conveniently located and open, 8:00am to 6:00pm. If you would like a weekend appointment, simply call and set one up. We are flexible with our schedule and most importantly want to get your problems resolved.
We have years of experience helping people file for bankruptcy under the US Federal Bankruptcy Law.
We primarily service clients in the Northern California region with our office in Stanislaus County. Many of our happy clients include residents from